Strategic Infrastructure Partners
We help fintechs and cross-border businesses operationalise and scale in regulated markets across Africa and beyond.
End-to-end advisory and execution for payments, banking access, and market entry in regulated environments.
We partner with ambitious companies to navigate complexity and build sustainable operations in high-potential markets.
What We Do
We sit at the intersection of banking, payments, regulation, and execution — solving the problems that block real market entry.
We structure and operationalise entry into regulated markets — from licensing pathways to compliance ecosystems.
Learn more →We unlock and structure banking and payments infrastructure — PSP selection, settlement flows, cross-border rails.
Learn more →We help companies structure and operationalise Merchant of Record frameworks and payment flow architecture.
Learn more →We identify operational inefficiencies across payment and settlement infrastructure — reducing friction and improving margins.
Learn more →We structure and unlock high-value strategic relationships — connecting infrastructure, banking, PSP, and commercial counterparties.
Learn more →"The operational gap between wanting to enter a market and being fully operational — that's where we live."
Request Introduction →The Founders
Co-Founder
Kamogelo understands how regulated fintech infrastructure actually works operationally.
Co-Founder
Hwan can open doors and unlock relationships at a level most firms cannot.
Work With Us
If your business is navigating market entry, banking access, payment infrastructure, or cross-border execution — we should speak.
About Mosime & Lee
We exist because companies consistently struggle to move from "We want to enter a market" to "We are fully operational."
Mosime & Lee is a strategic fintech infrastructure and market execution advisory focused on helping fintech, payments, crypto, and cross-border financial businesses operationalise and scale in regulated markets.
We are not a generic consulting firm. We sit at the intersection of banking, payments infrastructure, regulatory positioning, PSP integration, merchant capability, FX and settlement, strategic partnerships, and cross-border operational execution.
That operational gap — where theory meets the reality of banking appetite, regulatory friction, counterparty access, and infrastructure complexity — is where we position ourselves.
What We Are
Operating Principles
We do not behave like junior consultants. We position ourselves as an established operating business with skin in the game.
We focus on high-friction, high-value operational problems. The harder the problem, the more we belong in the room.
Relationships are strategic assets. We protect them with care and deploy them with precision on behalf of clients.
We do not over-give for free. We diagnose before solving — ensuring our expertise is deployed where it creates the most value.
Execution matters more than theory. We measure success by operational outcomes, not strategic documents.
"We are selling access, infrastructure knowledge, operational execution, and speed — not time."
Work With Us →Our Services
Core Offerings
Each service addresses a specific bottleneck in the journey from market interest to full operational capability.
Service A
We help businesses structure and operationalise entry into regulated markets, covering everything from regulatory positioning to operational setup.
Service B
We help businesses unlock and structure banking and payments infrastructure — providing access to workable operational infrastructure.
Service C
We help companies structure and operationalise Merchant of Record frameworks without immediately building full local infrastructure.
Service D
We identify operational inefficiencies across payment and settlement infrastructure — reducing operational friction and improving margins.
Service E
We help structure and unlock high-value strategic relationships — connecting clients with infrastructure, PSP, banking, and commercial counterparties that accelerate growth.
Engagement Models
Diagnostic
One-time engagement
Banking strategy, market-entry diagnostics, payments infrastructure reviews, and MoR assessments.
Retainer
Per month
Ongoing strategic involvement, infrastructure guidance, counterparty support, and execution.
Success Fees
Outcome-based
Banking unlocks, PSP deals, infrastructure relationships, commercial partnerships, and flow generation.
Revenue Share
Strategic alignment
Infrastructure economics, flow participation, and embedded partnership economics.
Markets
Target Clients
We work with serious fintech and financial infrastructure businesses navigating complex regulated markets.
Sector
Cross-border payment companies, FX platforms, wallet providers, stablecoin infrastructure, remittance businesses, and payment orchestration firms.
Sector
Exchanges, OTC desks, stablecoin businesses, treasury and settlement companies, and crypto infrastructure providers operating in regulated environments.
Sector
Payment gateways, acquirers, settlement providers, embedded finance companies, and merchant infrastructure businesses.
Geography
Deep operational expertise across Sub-Saharan Africa — banking relationships, regulatory navigation, and infrastructure connectivity in complex jurisdictions.
Geography
European fintechs, UAE-based financial firms, Asian cross-border businesses, and global payment operators seeking African market access.
Not sure if we work in your market? Let's find out together.
Request Introduction →Insights
Thought Leadership
Banking Infrastructure
The gap between a bank's stated appetite and their operational willingness to onboard fintechs remains one of the most persistent barriers to market entry.
Stablecoins & Settlement
The promise of stablecoins as settlement rails is real. The regulatory and banking appetite to support them is far more nuanced than the narrative suggests.
Market Entry
MoR structures offer speed to market. But the difference between a well-structured MoR arrangement and a compliance landmine is operational depth.
Regulatory Positioning
Every company entering a regulated African market faces the same early question. The answer depends on factors most advisory firms won't tell you about.
Cross-Border Payments
The high-value payment corridors into Africa are well-known. The operational complexity of actually moving money through them is less discussed.
FX & Treasury
FX spread analysis reveals that many cross-border businesses are losing more on currency conversion than their entire technology infrastructure costs.
Get In Touch
Contact Information
"We don't take every engagement. We take the right ones. Tell us where you are and where you're trying to go."
Send a Message