Strategic Infrastructure Partners

Strategic Access. Regulatory Execution. Payments Infrastructure.

We help fintechs and cross-border businesses operationalise and scale in regulated markets across Africa and beyond.

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Our Services →
Payment Rails
Real-time
Secure
Reliable
Market Access
Banking
PSPs
Partnerships
Infrastructure
Settlement
Liquidity
FX Solutions
Regulatory
Licensing
Compliance
Risk Mgmt
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50+Partners & Institutions
25+Markets Covered
100+Projects Supported
$2B+Transaction Value Enabled
What We Do

End-to-end advisory for
fintech infrastructure

We sit at the intersection of banking, payments, regulation and execution. We solve the operational problems that block real market entry.

01

Market Entry & Regulatory Positioning

Structure and operationalise entry into regulated markets. Licensing pathways, compliance ecosystems, banking readiness.

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02

Banking & Payments Infrastructure

Unlock and structure banking and payments infrastructure. PSP selection, settlement flows, cross-border rails.

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03

Merchant Capability & MoR Structuring

Structure and operationalise Merchant of Record frameworks. Launch faster without building full local infrastructure.

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04

Payments & FX Optimisation

Identify operational inefficiencies across payment and settlement infrastructure. Reduce friction and improve margins.

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05

Strategic Partnerships & Alignment

Structure and unlock high-value strategic relationships. Infrastructure, PSP, banking and commercial counterparties.

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"The operational gap between wanting to enter a market and being fully operational. That is where we live."

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Our Network

Connecting
Markets.
Moving Value.

End-to-end advisory and execution for payments, banking access and market entry in regulated environments across emerging markets.

Banking relationships across 25+ markets
PSP and payment rail connectivity
Strategic counterparty introductions
Cross-border operational execution
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Why Mosime & Lee

Local Expertise.
Global Standards.
Real Execution.

We partner with ambitious companies to navigate complexity and build sustainable operations in high-potential markets.

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Core Capabilities

What makes us
different

Cross-Border Expertise
Deep understanding of regulated markets and local realities across Africa and emerging corridors.
Institutional Network
Relationships that open doors at the highest levels of financial infrastructure across multiple continents.
Operational Execution
From strategy to implementation. We get things done where theory meets regulated market reality.
Sustainable Growth
Building scalable, compliant and resilient businesses positioned for long-term infrastructure economics.
The Founders

An unfair
advantage

Kamogelo Mosime, Co-Founder & Director

Co-Founder & Director

Kamogelo Mosime

Banking & payments infrastructure
Regulatory & compliance positioning
Cross-border fintech operations
Market-entry execution
Operator perspective from within regulated environments

Kamogelo understands how regulated fintech infrastructure actually works operationally.

Hwan Lee, Co-Founder & Director

Co-Founder & Director

Hwan Lee

Exceptional relationship network
Strategic introductions & deal-making
High-value industry connectivity
Commercial relationships at scale
Unlocking conversations and counterparties

Hwan can open doors and unlock relationships at a level most firms cannot.

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Ready to operationalise
in regulated markets?

If your business is navigating market entry, banking access, payment infrastructure or cross-border execution, we should speak.

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About Mosime & Lee

Strategic
Operators.

The Gap We Fill

We exist because companies consistently struggle to move from "We want to enter a market" to "We are fully operational."

Mosime & Lee is a strategic fintech infrastructure and market execution advisory. We help fintech, payments, crypto and cross-border financial businesses operationalise and scale in regulated markets.

We are not a generic consulting firm. We sit at the intersection of banking, payments infrastructure, regulatory positioning, PSP integration, merchant capability, FX and settlement, strategic partnerships and cross-border operational execution.

That operational gap, where theory meets the reality of banking appetite, regulatory friction, counterparty access and infrastructure complexity, is where we position ourselves and deliver real value.

What We Are
Strategic Operators
Infrastructure Enablers
Relationship-Driven Execution Partners
Market-Entry Specialists
Banking & Payments Facilitators
Counterparty Connectors
Operational Problem Solvers

"We are selling access, infrastructure knowledge, operational execution and speed, not time."

The Vision

One of the most strategically connected
and operationally intelligent fintech
infrastructure firms in emerging markets.

The Founders

Meet the
team

Kamogelo Mosime, Co-Founder & Director

Co-Founder & Director

Kamogelo Mosime

Banking & payments infrastructure
Regulatory & compliance positioning
Cross-border fintech operations
Market-entry execution

Kamogelo understands how regulated fintech infrastructure actually works operationally.

Hwan Lee, Co-Founder & Director

Co-Founder & Director

Hwan Lee

Exceptional relationship network
Strategic introductions & deal-making
High-value industry connectivity
Commercial relationships at scale

Hwan can open doors and unlock relationships at a level most firms cannot.

Operating Principles

How we
work

01
Operators, Not Consultants

We do not behave like junior consultants. We position ourselves as an established operating business with skin in the game.

02
High-Friction Problems

We focus on high-friction, high-value operational problems. The harder the problem, the more we belong in the room.

03
Protect the Network

Relationships are strategic assets. We protect them with care and deploy them with precision on behalf of clients.

04
Diagnose Before Solving

We do not over-give for free. We diagnose before solving, ensuring our expertise creates maximum value.

05
Execution Over Theory

Execution matters more than theory. We measure success by operational outcomes, not strategic documents.

"Execution matters more than theory."

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© 2026 Mosime & Lee
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Our Services

Infrastructure
Advisory.

Core Offerings

Five ways we
unlock your market

Each service addresses a specific bottleneck in the journey from market interest to full operational capability. Engagements are structured around your actual needs, not a fixed scope.

A
Service A

Market Entry & Regulatory Positioning

We structure and operationalise entry into regulated markets, from regulatory positioning to full operational setup, covering everything a business needs to be ready to trade.

Market-entry strategy and sequencing
Regulatory positioning and pathway design
Banking readiness assessment
Licensing pathway support
Compliance ecosystem mapping
Local infrastructure positioning
B
Service B

Banking & Payments Infrastructure

We unlock and structure banking and payments infrastructure, from PSP selection to settlement flow design, giving clients access to workable operational infrastructure.

Banking introductions and onboarding management
PSP selection and partner onboarding
Collections and payout structure
Settlement flow design
Cross-border payment infrastructure
Treasury and liquidity pathway structuring
C
Service C

Merchant Capability & MoR Structuring

We help companies structure and operationalise Merchant of Record frameworks. We do not initially position as the MoR, we help you build or access the right structure.

MoR structure assessment
Payment flow design
Banking and PSP alignment
Settlement logic and architecture
Merchant onboarding framework guidance
MoR partner introductions
D
Service D

Payments & FX Optimisation

We identify operational inefficiencies across payment and settlement infrastructure. The goal is always the same: reduce friction and improve margins without increasing operational risk.

FX spread analysis
Settlement optimisation
Corridor strategy
Treasury structure review
Cost leakage analysis
Payment routing assessment

From market entry to full operational independence. That is what Service E unlocks.

E
Service E

Strategic Partnerships & Infrastructure Alignment

We help structure and unlock high-value strategic relationships, connecting clients with the infrastructure, PSP, banking and commercial counterparties that accelerate growth.

Infrastructure introductions
PSP relationships
Banking relationships
Commercial alignment
Liquidity relationships
Partnership structuring
Engagement Models

Priced for
real outcomes

We are not selling time. We are selling access, infrastructure knowledge, operational execution, strategic relationships and speed. Our commercial model reflects this.

Commercial Terms

Three independent
engagement models

Each model can be adopted individually or in combination. All fees are indicative ranges, final pricing is agreed based on scope and depth of M&L involvement. Fees are intentionally structured for accessibility at entry.

Fixed Fee Engagement
$4,500 – $12,000
Scope-defined · No ongoing commitment
A defined-scope engagement with clear deliverables and an agreed fixed price. Suitable as an entry point or for specific contained workstreams. Pricing agreed upfront before work begins.
FSP partner shortlist and full assessment report
Banking pathway strategy and documentation pack
PSP architecture recommendation and vendor comparison
SA regulatory positioning and compliance framework outline
Ideal entry point, no long-term commitment required
Final price agreed at scoping. No surprises.
Monthly Retainer
$5,500 – $12,000 /month
Minimum 3 months · Pricing agreed by scope
Ongoing strategic and operational support throughout the build phase. M&L acts as an embedded infrastructure partner. Lower end: advisory and oversight. Upper end: full operational involvement.
FSP partner selection, negotiation and ongoing management
Banking onboarding from pack preparation to account opening
PSP integration oversight and payment architecture support
Weekly reporting, alignment calls and unlimited advisory access
Compliance framework build and regulatory calendar management
Most common structure. Pricing scales with scope.
Success Fees
Per milestone
To be discussed · Standalone or alongside retainer
Outcome-based fees tied to specific infrastructure unlocks. All amounts are indicative, confirmed and agreed at mandate. Can operate independently of a retainer as a standalone performance arrangement.
FSP/JV agreement executed: $7,000 – $14,000
Corporate banking account opened: $4,000 – $8,000
PSP live and processing transactions: $3,500 – $6,500
FSCA/regulatory licence filed: $6,000 – $10,000
Full operational go-live achieved: $9,000 – $18,000
We only get paid when you succeed.

Important Note

All figures are indicative only. Actual fees can fall outside these ranges depending on the scope of work. Every engagement is scoped individually based on market complexity, required involvement and strategic depth. We always discuss and agree commercial terms before any work begins. There are no hidden fees.

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© 2026 Mosime & Lee
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Markets

Regulated
Markets.

Who We Work With

The clients &
sectors we serve

Our focus is Africa, but our work extends across emerging markets wherever payment infrastructure, regulatory complexity and banking access are the defining challenges.

Sector

Fintech Companies

Cross-border payment companies, FX platforms, wallet providers, stablecoin infrastructure, remittance businesses and payment orchestration firms.

Cross-BorderFXWalletsStablecoinRemittanceOrchestration

Sector

Crypto & Digital Assets

Exchanges, OTC desks, stablecoin businesses, treasury and settlement companies and crypto infrastructure providers operating in regulated environments.

ExchangesOTC DesksTreasurySettlementStablecoin

Sector

PSPs & Financial Infrastructure

Payment gateways, acquirers, settlement providers, embedded finance companies and merchant infrastructure businesses scaling into new corridors.

GatewaysAcquirersEmbedded FinanceMerchant

Sector

Sports Betting & Online Gaming

Licensed betting operators, igaming platforms and gaming companies entering or scaling in regulated markets. Payment infrastructure, banking access and regulatory positioning for high-risk categories.

Sports BettingiGamingOnline CasinoFantasy SportsLottery

Sector

FX & CFD Brokers

Retail and institutional FX/CFD brokers seeking FSP licensing, operational banking, PSP infrastructure and compliant client funds structures in regulated African and emerging markets.

Retail FXCFDProp TradingFSP LicensingIB Networks
Geography

African markets first.
Emerging corridors globally.

Geography, Core Focus

Africa

Deep operational expertise across Sub-Saharan Africa, banking relationships, regulatory navigation and infrastructure connectivity in complex jurisdictions.

South AfricaNigeriaKenyaGhanaTanzaniaPan-African

Geography

South East Asia

Supporting businesses entering or scaling across SE Asian regulated markets, from Singapore and Thailand to Vietnam and Indonesia, where payment infrastructure and banking access are critical.

SingaporeThailandVietnamIndonesiaMalaysiaPhilippines

Geography

Latin America

Cross-border payment infrastructure, FX and banking access for businesses operating across Latin American corridors where regulatory complexity and currency volatility create operational friction.

BrazilColombiaMexicoArgentinaChilePeru

Geography

International Firms Entering Africa

European fintechs, UAE-based financial firms, Asian cross-border businesses and global payment operators seeking African market access and operational infrastructure.

EuropeUAEAsiaGlobal Operators

"Not sure if we operate in your market? Let's find out together."

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Africa First

The continent is the core.
The network extends everywhere.

Operational intelligence, banking relationships and execution capability. African markets first, with the reach to move across emerging market corridors globally.

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© 2026 Mosime & Lee
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Insights

Market
Intelligence.

Thought Leadership

Perspectives on
fintech infrastructure

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Fetching latest insights.

Intelligence Platform

Proprietary intelligence.
Compounding over time.

Banking appetite, PSP capabilities, regulatory friction points, counterparty intelligence, captured, structured and applied.

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© 2026 Mosime & Lee
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Get In Touch

Request an
Introduction.

Contact Information
Kamogelo Mosime
kamo@mosimelee.com
Hwan Lee
hwan@mosimelee.com
General Enquiries
hello@mosimelee.com
Partnerships
partnerships@mosimelee.com

"We don't take every engagement. We take the right ones. Tell us where you are and where you're trying to go."

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© 2026 Mosime & LeeStrategic Infrastructure Partners